Thomas H. is currently a Partner at John Charcol, specializing in independent mortgage expertise since 2024. Previously, they served as a Mortgage and Protection Broker at Thomas David Mortgage Consultants from 2019 to 2024 and as a Mortgage and Protection Adviser at Halifax from 2018 to 2019. Thomas began their career as a Personal Banker at TSB Bank, where they worked from 2014 to 2018. They hold a CeMAP qualification from The London Institute of Banking & Finance, which they completed in 2014.
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