Philips Lesmana

Philips Lesmana is an experienced risk professional specializing in fintech and digital lending, with a strong background in the banking industry. They have held various roles, including as Head of Risk Management at JULO and previously as AVP of Unsecured Credit Risk Management at Standard Chartered Bank, where they built digital lending risk capabilities. Philips also served as a Senior Manager at DBS Bank, focusing on credit policy design for digital unsecured loans, and completed an internship at BDO. They began their career at Deloitte, where they contributed to audit services and IFRS implementation in Indonesian banks, after earning a Bachelor of Economic in Accounting from Kwik Kian Gie School of Business.