Embedded Insurance Infrastructure enabling Distribution through Vertical SaaS

The Problem: Small businesses are not properly insured. 50% UK SMBs underinsured (CII, FCA)

Why? Insurers don’t have accurate data on small business
- Incorrect insurance means 50% of UK SMBs are underinsured according to the Chartered Insurance Institute (CII) and Financial Conduct Authority (FCA).
- Current policies are static though SMBs are dynamic. Less than 20% of SMBs tell their insurer/broker as their needs change (RSA).
- 25% of UK SMBs will go out of business if faced with an unexpected bill of £50,000 (RSA).

The Solution: Accurate insurance that keeps up to date with the business.
Kayna offers insurers access to unique data to allow accurate insurance throughout the lifetime of the policy.

- SMBs get complete Insurance transparency on correct cover levels.
- Policy review is dynamic; changing as the business changes – automatically.
- Insurers can price risk more accurately and the broker can provide the right support, at the right time.
- Insurance is automatically presented to the SMB in real-time through the platform they use to manage their business

Kayna Innovation

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