Tomas Klinger, Ph.D., serves as the Head of Data Science at K&H Csoport and the Group R&D Director at KBC Bank & Verzekering since February 2022. Previously, Tomas held prominent positions at Home Credit China as the Director and Head of Decision Science and Data, where responsibilities included the development of risk predictive models and leading a large team of data professionals. Tomas has extensive experience in data analytics, having played a key role in the establishment of big data and AI competence centers at KBC Bank & Verzekering and has worked on multiple international data projects. Academic credentials include a PhD and PhDr in Economics, and a Master's in Finance from Charles University, supplemented by international studies in the United States and the United Kingdom.
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