Joy K. is an experienced credit risk professional with over 20 years of expertise in credit management, specializing in lending, risk analysis, and credit structuring across diverse industries. Currently, Joy serves as the Head of Credit Quality, Policy & Governance at KCB Bank, where they lead credit risk policy reviews and quality assurance initiatives while driving the digitization of credit processes. Joy previously held various roles, including Credit Risk Manager at NCBA Bank and Business Development Manager at Co-operative Bank of Kenya. They earned a Bachelor's degree in Business Administration with a focus on Accounting and Finance from Kenya Methodist University and an MBA in Project Management from Kenyatta University.
Location
Kenya
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