About Kea
Problem
If you run a real business, you can have customers, invoices, inventory, and steady cashflow and still get blocked when you need capital. Banks move slow, cross border lending is messy, and most lenders simply cannot price SME risk with confidence. So good businesses stay underfunded, and a lot of global capital never reaches the people who can actually grow with it.

Product
Kea is building a new credit rail for SMEs, onchain. We use an AI underwriting layer called KeaFi to turn real business performance into an onchain credit score, so trust becomes something you can verify, not something you “feel.” Then we route lenders to borrowers through structured, transparent deals, with a focus on real world assets like invoices and inventory.
We are already live on Hedera, and we are also building infrastructure that makes this practical at scale, like a Hedera native bridge that uses native stablecoins instead of wrapped tokens to keep costs low and volumes viable.

Result
Businesses get funding faster and on terms that make sense. Lenders get clearer risk, better transparency, and the ability to earn yield in a way that is tied to real economic activity. The big win is simple: Kea helps real businesses come onchain, get scored, and get funded, while giving lenders a cleaner, smarter way to participate in SME credit globally.

Kea Credit

Org chart

Teams

Offices

Kea Credit

Org chart

Teams

Offices

Related companies