Kedari Advisory (previous Xivoni Actuaries and Consultants) provides actuarial and financial advisory services:
- South Africa: info@kedari.co.za | +27 (87) 820 4040
- Mozambique (Maputo Office): leonido@kedari.co.za
- United States (California Office): melusi@kedari.co.za
- United Kingdom (London Office): melusi@dialanactuary.com

We provide actuarial services across:
- Microinsurance and FSPs (application, advisory, and HAF services)
- Microinsurance Valuations (end to end)
- Life Valuations (first line and appointed actuary/HAF) under SAM, SII and IFRS17 
- Risk Management: setting frameworks, designing policies, monitoring risk.
- Pricing and Product Development
- Actuarial Audits
- Independent actuarial reviews
- Corporate finance
- IFRS17 gap analysis and implementation
- Assisting startups (business plans, applications, meeting regulatory requirements, etc.)
- Model reviews, validation, and design in most actuarial software
etc.

As per the BBBEE Act in South Africa, we are a B-BBEE level 1 contributor, with 135% procurement recognition.

Kedari Advisory

Melosi Baloyi FIA C.Act

This department specializes in analyzing and managing risks related to insurance and finance through statistical methods and actuarial principles.

Kedari Advisory

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Kedari Advisory

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