Karim Refaat

Karim Refaat has extensive work experience in various roles and industries. Karim is currently serving as the Head of Credit Risk at Khazna. Prior to this, they worked at CIB Egypt, where they held positions as the Asset Products Policy Manager and Consumer Credit Policy Officer. Before joining CIB Egypt, Karim worked at Juhayna Food Industries as a Senior Direct Procurement and Material Planning Specialist, and at IBC as an Import Specialist.

Karim Refaat completed their American Diploma at El Alsson British & American International School from 1995 to 2008. Karim then pursued a Double Major in Strategic Management & Finance, earning a BSc. degree from The German University in Cairo from 2008 to 2013.