Michelle Carter

Michelle Carter currently serves as the Chief Underwriting Officer at KINETIC, overseeing all aspects of underwriting since September 2024. Prior to this role, Michelle held the position of Chief Underwriting Officer - West at The Hanover Insurance Group from November 2015 to September 2024, where responsibilities included developing underwriting strategies to enhance market presence and performance. Michelle's experience also includes a role as Small Commercial Regional Sales Director at The Hanover Insurance Group, leading a $90M business, and Vice President, Commercial Lines at SWBC, focusing on risk management solutions. Earlier career highlights involve positions at The Hartford, where Michelle managed substantial Property & Casualty operations and cultivated key agency relationships. Michelle holds an MBA in Business Administration and a BBA in Finance from St. Mary's University.