Kredivo Group is Southeast Asia’s leading provider of digital financial services through its brands Kredivo, KrediFazz and Krom. Kredivo is the leading digital credit platform in Indonesia and Vietnam that gives customers instant credit financing for ecommerce and offline purchases, and personal loans, based on real-time decisioning. Kredivo users can buy now and pay later across the entirety of Indonesia’s retail commerce network with one of the lowest interest rates amongst digital credit providers in the country. Krom Bank Indonesia (formerly known as Bank Bisnis Internasional, IDX: BBSI) is the group’s bank entity and the operator of the soon-to-be-launched Indonesian neobank Krom. 

Kredivo Group is backed by leading financial and strategic investors such as Mizuho Financial Group, Square Peg Capital, Jungle Ventures, Naver Corp, Mirae Asset, Telkom Indonesia and Victory Park Capital among others. 


Banking

Credit

FinTech

Kredivo Group

This department focuses on the design, development, and maintenance of software applications and systems.

Software Development

This department is responsible for overseeing the development, strategy, and lifecycle of products to ensure they meet market needs and drive business growth.

Product Management

This department focuses on ensuring the quality and reliability of software products through rigorous testing and validation processes.

Quality Assurance

This department focuses on analyzing and leveraging data to drive insights and inform decision-making across the organization.

Data Analytics

This department focuses on sourcing, recruiting, and onboarding talent to meet the organization's hiring needs.

Talent Acquisition

This department focuses on creating and maintaining mobile applications for both Android and iOS platforms.

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Other teams

Product Management

Quality Assurance

Data Analytics

Talent Acquisition

Mobile Development