Most cross-border payment companies are middlemen built on legacy infrastructure, passing inefficiencies on to their customers. Latitude was built to change that.

At the core is the Latitude Liquidity Network: US-licensed and built on direct integrations with major stablecoin issuers and US bank partners, with local fiat connectivity established through licensed partners market-by-market across 50+ countries. The infrastructure to price competitively and scale reliably.

Our first product is Global Fiat Payouts. Any US business can send USD and deliver local currency directly into bank accounts across 50+ markets. One flat rate: 0.5% in every market, the true interbank FX rate, no hidden spreads, no volume commitments, onboarding in days.

Our second product is international stablecoin on-and-off-ramps, embeddable directly into wallets and fintechs, giving retail users a seamless path between local fiat and stablecoins. Pricing is market-specific, with competitive rates across supported corridors. This is the first in a broader set of stablecoin utilities and developer tools launching throughout 2025. In May, we will begin pilots of embeddable B2B ramps and virtual accounts for businesses that need seamless USD/stablecoin conversion for their customers. This is a small preview of what we are building in this category. 

Founded by payments veterans from Stripe, Coinbase, Uber, and Zero Hash. Backed by NEA, Lightspeed Faction, Coinbase, Paxos, Bitso, Alchemy, Bits of Gold, Reflexive, Stanford Business School, TrueX, and the Solana Foundation.

Visit latitude.xyz to get started.

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