Toby Lowenstein

Toby Lowenstein is an Investment Banking Analyst at Lazard, focusing on the Chemicals sector after initially covering Healthcare. Toby completed a summer internship at Lazard within the Venture & Growth Banking team, successfully raising funding for Series B-D startups, and received a full-time analyst offer for summer 2023. Previously, Toby co-founded the fintech app Fygo, raising $4.5 million, and co-founded Saintpass, a discount service for students at the University of St Andrews, achieving significant penetration among the student body. Earlier roles include internships at Lazard and Morgan Stanley, gaining valuable exposure to M&A and Trading teams, and a year as a Junior Project Manager at IBM post-secondary education. Toby holds a Bachelor of Arts in Art History from the University of St Andrews and studied Geography at Durham University, along with attending St Paul's School.