michael smelten

Michael Smelten is a seasoned banking professional with 31 years of experience in retail banking, focusing on personal, professional, and wealth management clients. They previously held various leadership roles at LCL, including Directeur Régional Adjoint, where they managed 38 banking agencies and oversaw 300 employees serving 175,000 clients. Michael also led the development of Private Banking operations and held positions in general inspection and regulatory project management. They obtained multiple banking qualifications, including degrees from the Centre de Formation de la Profession Bancaire and HEC Paris.