Sandra Tovar

Sandra (Sandy) Tovar, MBA, is a Senior Underwriter for Excess Casualty at Ledgebrook. With a robust background in insurance, Sandy previously served as a Senior Production Underwriter at American Eagle Underwriting Managers LLC, expanding premium volume and improving loss ratios through strategic initiatives. During their tenure at State Farm, Sandy managed a high-volume book of personal lines policies with exceptional customer retention. Currently pursuing an MBA in International Business at Florida Atlantic University, Sandy combines expertise in underwriting with a passion for building relationships and driving growth in the insurance industry.