Cash flow clarity, down to one number.
Most budgeting tools ask you to become a part-time bookkeeper. Tag every transaction, reconcile every week, babysit a forty-tab spreadsheet. Left Unspent is the opposite.
You answer a few short questions: what comes in, what goes out, what you save, what you set aside for the bills that only hit once a year. The math gets handled for you, and you are left with one honest number, what is actually safe to spend this month. Check it the way you check a card balance. No categorizing, ever.
The method has run in one real household for ten years. It survived a mortgage, two kids, side income that came and went, and every surprise bill that lands on a family. Now it is two templates anyone can use: one for personal finances, one for a small business. $27 each, no subscription, no login, yours to keep.
It works whether you are one person with one paycheck or a household with several incomes. It works for founders and freelancers who want to know what is safe to spend after revenue, fixed costs, and taxes. And it works for bookkeepers and fractional CFOs who want to hand a client one clean number instead of a stack of statements.
If you are tired of guessing whether you can afford something, this gives you an answer.
https://www.leftunspent.com

Left Unspent

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Left Unspent

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