Stephen Watson is an experienced professional in credit analytics and risk management, currently serving as the Head of Loans Credit at Lendable since June 2019. Previously, Watson held key roles at Zopa, including UPL Growth Lead, where responsibilities encompassed managing marketing channels, partners, pricing, and credit policy for unsecured personal loans. Earlier experience at Capital One spanned various positions from Analyst to Credit Risk Manager, focusing on acquisition credit policy and valuations. Watson's academic background includes a Bachelor of Science in Economics and Finance from the University of York, earned between 2008 and 2011.
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