Lendsmart is an Direct auto refinancing, and Indirect finance company specializing in sub-prime auto financing for independent auto dealers. At Lendsmart, we believe building relationships with a reputable, experienced lender is fundamental to the success of your dealership. We understand the need for exceptional service, fast approvals, and common-sense lending programs that work for dealers and borrowers alike. 

Lendsmart’s mission is to provide auto finance solutions that build a better financial future. We believe all borrowers deserve to work with a lender who understands that life has challenges and sometimes those challenges can harm a credit score. At Lendsmart we see beyond a credit score. We invest in good people by creating mutually beneficial relationships that provide opportunities for our customers, dealers, and employees:

For Borrowers: We know that establishing your credit is an important step in building your financial future.  By providing affordable auto financing within your means, we want to be your partner now and in the future. 

For Dealers: We tailor our business practices to meet your needs and the needs of your customers. We are committed to servicing independent auto dealers by purchasing and servicing retail installment contracts.

For Employees: We invest in people. Our diverse company culture is based on teamwork, integrity, and opportunity. Providing a positive & safe workplace, supporting employee growth & success, encouraging ingenuity & open communication are central to our belief-system.

LendSmart

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LendSmart

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