LHV Bank, a fully licensed UK bank, specialises in Banking Services for global fintechs, SME Lending solutions for UK businesses and personal Savings in partnership with Raisin UK. The SME Lending division offers commercial real estate investment loans and trading loans from £0.5m to small and medium-sized businesses in the UK. 

As a leading Banking Services provider, LHV Bank delivers a wide range of services, including real-time multi-currency payments, accounts, acquiring, indirect scheme access, open banking, and FX solutions. Over 200 renowned fintech companies, such as Airwallex, Currencycloud, Truelayer, and Wise, utilise LHV Bank to serve more than 10 million end customers and access a pool of 500 million potential customers across the UK and Europe. 

LHV Bank gained its UK banking licence in May 2023 and intends to expand its offerings to e-commerce businesses and start accepting retail deposits later this year.



Banking

Commercial Real Estate

Credit

FinTech

Payments

LHV Bank

LHV Bank's headquarters in London, United Kingdom

Erki Kilu

Rachelle Frewer

Assad Kazi

Tim Waller

IT Systems Administrator

Rob Neal

Michael Thompson

Darren Switzer

The Risk and Compliance Team at LHV Bank is responsible for identifying, assessing, and mitigating risks to ensure the bank's operations comply with regulatory standards and internal policies. This team handles anti-money laundering (AML) initiatives, monitors transactions for fraudulent activities, oversees credit risk control, and ensures overall compliance with financial regulations. Their work is crucial for maintaining the bank’s integrity, safeguarding customer assets, and ensuring smooth operational continuity across all banking services.

Risk and Compliance Team

The Lending Team at LHV Bank focuses on providing bespoke lending solutions to small and medium-sized enterprises (SMEs) in the UK. They manage commercial real estate investment loans and trading loans starting from £0.5 million, ensuring tailored financial support to meet the needs of growing businesses. The team collaborates to assess loan applications, structure deals, and maintain strong client relationships, helping SMEs secure the capital they need to thrive.

Lending Team

The Finance Team at LHV Bank is responsible for managing the bank's financial strategy and operations. This includes overseeing treasury activities, regulatory compliance, financial planning and analysis, and reporting. The team ensures the bank maintains financial stability and supports strategic initiatives such as SME Lending and expansion into new markets. Key members, including the Chief Financial Officer and Head of Finance, collaborate to ensure robust financial management and regulatory adherence.

Finance Team

The Leadership Team at LHV Bank is responsible for setting the strategic direction, ensuring regulatory compliance, managing financial performance, and driving business growth. Comprising key executives such as the CEO, Chief Risk Officer, Chief Compliance Officer, VP of Business Development, and Chief Financial Officer, this team works collaboratively to steer the bank's core operations, foster expansion initiatives, and maintain strong governance to better serve its fintech, SME, and retail customers.

Leadership Team

The Human Resources team at LHV Bank is dedicated to attracting, onboarding, and retaining top talent. The Talent Acquisition Partner focuses on recruiting skilled professionals to support the bank's growth and innovation. The Onboarding Manager ensures new hires seamlessly integrate into the company, promoting a positive start. The People Business Partner supports employee development and engagement, addressing workforce needs and enhancing overall productivity. Together, they create a dynamic workplace culture that aligns with LHV Bank's strategic goals and values.

LHV Bank

Org chart

Teams

Risk and Compliance Team

Lending Team

Finance Team

Leadership Team

Human Resources

Offices

LHV Bank

Org chart

Teams

Risk and Compliance Team

Lending Team

Finance Team

Leadership Team

Human Resources

Offices

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