Holistic financial planning is a top down approach that focuses on your big picture goals and values rather than viewing your financial life in silos. Similar to holistic medicine, the focus is on the whole you. Your goals, values, and experience with money. 
It came out of a movement to move away from a product-driven financial planning in which your advisor's goal was to sell you a product such as life insurance, a mutual fund, or an annuity. Holistic financial planning is about achieving your life goals by properly managing your financial resources. Your goals are driving the planning process rather than product sales. Financial products are necessary but knowing your plan is the first priority.  Once you establish your plan, your financial tools will make sense, working together like a symphony!
Holistic financial planning dovetails with comprehensive financial planning which looks at all the components of your financial life including cash flow analysis, risk management, retirement planning, investment management, tax management and estate planning/legacy planning.
Taking a holistic approach to financial planning can also mean ensuring that your financial life aligns with your values. For example, investing in socially responsible or environmentally responsible investments. With this type of ethical investing, there are many approaches to take from a socially responsible focus to an environmental lens or through impact investing which seeks not only good returns but also measurable social benefits.
If you are ready to find out more, we are ready to help you.  Call 401-480-0774, 401-821-0080, or email gayle@lifetimeadvisorsgroup.com.
We are ready to help you sleep better at night.

Financial planning and investment advisory services offered through Prosperity Capital Advisors (PCA) an SEC registered investment advisor.  For more information, please visit www.adviserinfo.sec.gov.

Lifetime Advisors Group

Org chart

Teams

Offices

Lifetime Advisors Group

Org chart

Teams

Offices

Related companies