Michael D.

Chief Risk Officer (cro) at Loan Simple

Michael D. has a diverse work experience in the mortgage banking industry. Michael started their career at Placer Financial Inc as a Branch Manager and Senior Loan Officer, where they played a key role in expanding the company and achieving exceptional sales performance. Michael then joined Ascent Home Loans as a Senior Operations Manager, responsible for establishing a fully independent lending operation and increasing monthly volume. At Loan Simple, Michael held various executive positions, including Chief Operations Officer, Chief Risk Officer, and Chief Risk Advisor. Michael'sresponsibilities included risk assessment, process improvements, regulatory oversight, and managing senior positions and departments. Additionally, they served as the Chief Technology Officer and was actively involved in underwriting and loan origination. Overall, Michael has extensive expertise in risk management, operations, and mortgage banking.

Michael D. started their education at Cherry Creek High School, where they studied from 1993 to 1997. After graduating from high school, they attended the University of Colorado Denver for a year from 1996 to 1997, focusing on psychology.

In 1998, Michael enrolled at Colorado State University but did not complete a degree or specify a field of study. Michael joined the Sigma Alpha Epsilon Fraternity and obtained SAE - Colorado Delta Chapter certification in May 1998.

Following this, Michael attended the University of Colorado Denver again from 1999 to 2001. The degree they pursued during this time is unknown.

In 2018, Michael returned to education and enrolled in Colorado State University Global. Michael completed a degree in Business Administration with a concentration in Business Administration and Management from 2018 to 2020.

In terms of additional certifications, Michael obtained the following certifications: VA LAPP / SAR from the U.S. Department of Veterans Affairs in December 2022, NMLS License from NMLS in December 2010, and DE Certified Underwriter from HUD in July 2008. Michael also holds certifications from Positive Coaching Alliance and US Lacrosse Level 2 Coach, although specific dates are not provided.

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Timeline

  • Chief Risk Officer (cro)

    January, 2012 - present

  • Chief Risk Officer

    October, 2015

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