Doreen Ramirez

Doreen Ramirez is a seasoned professional in the underwriting field, currently serving as a Senior Underwriter at Lower since September 2021. With a robust career spanning over two decades, Doreen previously held various roles including Underwriting Manager and Senior Underwriter at Homeside Financial dba Lower, where responsibilities included evaluating credit, compliance, and collateral risks for government and conventional loans. Prior experience includes a tenure at JP Morgan Chase as Assistant Vice President and Underwriting Team Manager, and as a Senior Government Underwriter, where Doreen managed teams, ensured regulatory compliance, and evaluated loan risks. Additional roles have included Contract Underwriter at PMI Mortgage Insurance Company and Wholesale Account Executive at Greenpoint Mortgage. Doreen's career began at Old Kent Mortgage Company, contributing in various capacities including Quality Assurance Analyst and Loan Closer. Doreen holds a Bachelor of Science degree in Consumer Services from The Ohio State University.