Jonathan F. Howard currently serves as Team Lead and Branch Manager at Lower.com since November 2023, leading the Howard Team Home Loans division of Homeside Financial. Prior to this role, Howard was Branch Manager at Luminate Home Loans, Inc. from January 2023 to November 2023, and worked as a Mortgage Loan Officer and Team Lead at The Home Loan Expert LLC from October 2020 to December 2022. Howard's earlier experience includes positions at XXI Century Financial as a Life and Disability Insurance Specialist, American Mortgage Services, Inc. as a Mortgage Loan Originator, and financial services representative roles at Guardian Life and First Investors. Howard holds a Bachelor of Science degree in Finance from the University of Tampa, earned in 2009.
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