Abhi Pabba

Abhi Pabba is an experienced risk management professional currently serving as the Chief Risk Officer at MAJORITY since 2024 and as an Advisor and Head of Risk at Karat Financial. Previously, Abhi held the role of Chief Risk Officer at X1 from 2022 to 2023, where key contributions included establishing the risk function and revamping credit underwriting processes. Abhi's career also includes leading credit risk at Apple for the Apple Card and a significant tenure at Capital One, where achievements included managing a $3 billion credit card authorizations program and executing a major cloud transformation. Abhi began a research career as a Visiting Scholar at Nanyang Technological University, focusing on nanomaterials for improved battery technology, and earned a Bachelor of Science in Materials Engineering from the National Institute of Technology Rourkela.