Jose Roberto Pagoada is an Associate of the Society of Actuaries (ASA) with over eight years of experience in life and pensions actuarial work. They currently serve as a Senior Life Actuary at MAPFRE since 2025 and previously held positions as an Actuarial Consultant at Management Solutions and Jefe de Unidad de Actuaria y Estadistica at Instituto de Previsión Militar de Honduras. They earned a Master of Science in Finance from Lund University and are pursuing another Master of Science in Actuarial Science at Universidad Carlos III de Madrid. Jose Roberto also holds a Bachelor’s Degree in International Business and Management from Ming Chuan University.