Joe Hernandez is a retired Sr. Credit Manager with extensive experience in the finance sector. They served as a Credit Manager at Chesebrough-Ponds from 1989 to 1996 and at Bristol-Myers Squibb from 1996 to 2002. Currently, Joe holds the position of Sr. Credit Manager at Mars Chocolate North America LLC., a role they have maintained since 2003, while also being listed as a retired Sr. Credit Manager at Mars Global Services finance since 2024. Joe earned a BS in Finance from the University of Bridgeport between 1975 and 1979.
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