Toby Gould

Toby Gould is a highly motivated credit, analytics, and data professional with a numerate background. Currently the Head of Credit Risk at Marshmallow since 2025, Toby previously served as the Director of Risk at Blue Motor Finance Ltd from 2019 to 2023. Toby's extensive experience includes various roles at Bank of America Merrill Lynch, ranging from Project Management to Assistant Vice President, Issuer Risk. Toby holds a Master’s degree in Physics from the University of Warwick, completed in 2010, and A Levels from Richard Huish College.