𝗜𝗳 𝘆𝗼𝘂 𝗰𝗮𝗻'𝘁 𝗲𝘅𝗽𝗹𝗮𝗶𝗻 𝘄𝗵𝘆 𝗮 𝗿𝗶𝘀𝗸 𝗻𝘂𝗺𝗯𝗲𝗿 𝗰𝗵𝗮𝗻𝗴𝗲𝗱, 𝗰𝗮𝗻 𝘆𝗼𝘂 𝗿𝗲𝗮𝗹𝗹𝘆 𝘁𝗿𝘂𝘀𝘁 𝗶𝘁?

Most ALM systems can calculate risk metrics, but they often struggle to explain why those metrics move. When valuations shift or sensitivities jump, explaining the change can be time‑consuming, especially when drivers sit across multiple tools.

At 𝗠𝗔𝗦𝗧𝗜𝗫 𝗙𝗶𝗻𝗮𝗻𝗰𝗶𝗮𝗹 𝗧𝗲𝗰𝗵𝗻𝗼𝗹𝗼𝗴𝘆, we built 𝗔𝗟𝗠 𝗦𝘁𝘂𝗱𝗶𝗼 to make risk explainable by design.

ALM Studio is an analytics platform for asset-liability management that performs balance-sheet valuation, projection, and risk analysis on top of existing source systems. It is the first ALM system with natively integrated 𝗮𝘂𝘁𝗼𝗺𝗮𝘁𝗶𝗰 𝗱𝗶𝗳𝗳𝗲𝗿𝗲𝗻𝘁𝗶𝗮𝘁𝗶𝗼𝗻 across all calculations. This means exact sensitivities are computed alongside every calculation, so you can see what drives every result.

𝗪𝗵𝗮𝘁 𝘁𝗵𝗶𝘀 𝗺𝗲𝗮𝗻𝘀 𝗶𝗻 𝗽𝗿𝗮𝗰𝘁𝗶𝗰𝗲

• 𝗗𝗶𝗿𝗲𝗰𝘁 𝘁𝗿𝗮𝗰𝗲𝗮𝗯𝗶𝗹𝗶𝘁𝘆 𝗼𝗳 𝗿𝗶𝘀𝗸 𝗱𝗿𝗶𝘃𝗲𝗿𝘀 
Decompose any risk metric into exact drivers and sensitivities. See which positions, rates, repricing effects, or assumptions drove the change.

• 𝗖𝗼𝗻𝘀𝗶𝘀𝘁𝗲𝗻𝘁 𝗮𝗻𝗮𝗹𝘆𝘁𝗶𝗰𝘀 𝗮𝗰𝗿𝗼𝘀𝘀 𝗿𝗶𝘀𝗸 𝗮𝗻𝗱 𝗮𝗰𝗰𝗼𝘂𝗻𝘁𝗶𝗻𝗴
All valuations, risk measures, and accounting measures are derived from a single cash-flow model, keeping credit, market, and liquidity risk aligned with accounting.

• 𝗛𝗶𝗴𝗵 𝗽𝗲𝗿𝗳𝗼𝗿𝗺𝗮𝗻𝗰𝗲 𝘄𝗶𝘁𝗵𝗼𝘂𝘁 𝗵𝗲𝗮𝘃𝘆 𝗶𝗻𝗳𝗿𝗮𝘀𝘁𝗿𝘂𝗰𝘁𝘂𝗿𝗲
Sensitivities are computed efficiently without brute-force calculations. Analyses that once took hours can now be performed interactively on standard hardware.

ALM Studio is used by financial institutions that need analytical clarity for both regulatory reporting and day-to-day risk management.

Visit our product page to learn more about ALM Studio.

MASTIX Financial Technology

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