KM Ferrand is a passionate and target-driven risk professional with extensive experience in credit risk management and financial analysis. Currently serving as the Head of Underwriting at MaxCap, KM oversees credit risk and recoveries while mentoring a team of analysts in a fast-growing FinTech environment. Previously, KM held significant roles at Revolut, RateSetter, and the Royal Bank of Scotland, where they successfully managed underwriting policies, completed financial analyses, and maintained client relationships. KM's educational background includes a Master's degree in Banking, Finance, and Securities Law from the University of Paris I: Panthéon-Sorbonne, among other qualifications.
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