Jay Samuel Combinido is a data storyteller, data scientist, and physicist who is currently serving as a Data Analytics Manager at Maya, focusing on customer profiling and consumer lending campaign analytics. With previous experience as a Data Scientist at SM Investments Corporation, Jay performed complex data analyses and built tools that enhanced operational functions across various business units. Earlier roles included a Programmer at Ladyluck Digital Media and a Senior Science Research Specialist at both the University of the Philippines Diliman and DOST - Advanced Science and Technology Institute, where they led significant research initiatives and developed advanced modeling techniques. Jay holds a Bachelor of Science and a Master of Science in Physics from the University of the Philippines.
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