If you're funding Texas merchants, you already know the problem

Texas HB700 created a compliance wall that most ACH processors weren't built for

The result? Funders collecting payments from Texas merchants are exposed - legally and financially - and most don't even know it yet

MCA Pay was built specifically to fix this

We are the only payment processing platform built exclusively for the Merchant Cash Advance industry

Fully HB700-compliant. Automated. Built for the way funders actually operate

But compliance is just where we start

Our intelligent R01 retry logic recovers failed ACH pulls that generic processors write off

Our real-time dashboard gives funders complete visibility across their entire merchant portfolio

And our infrastructure was designed for MCA from the ground up, not adapted from a generic payment rail that was never meant to handle daily pulls, variable amounts, and high-frequency retries

The numbers speak for themselves:
→ Funders recover significantly more on failed payments
→ Texas merchants fully onboarded with zero legal exposure
→ Real-time portfolio visibility across every merchant
→ No volume caps as you scale

60+ MCA funders are already on the platform

1,500 more are why we wake up every morning

Texas is where we started. The entire U.S. MCA market is where we're going

If you fund merchants anywhere in the United States and want a payment processor that was actually built for your business, not borrowed from someone else's

This is MCA Pay

MCA Pay

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MCA Pay

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