MCAP
- Debra Hay
Debra Hay is an experienced professional in the mortgage industry, currently serving as a Senior Underwriter at MCAP since October 2012, where responsibilities include underwriting the associates desk and training new brokers on company policies. Prior to this role, Debra was the Manager of Operations at Sendum Wireless from October 2010 to October 2012 and a Senior Credit Analyst at Td Canada Trust from April 1999 to November 2010, focusing on underwriting mortgage applications and assessing credit worthiness. Debra began their career as an Executive Assistant at The Mortgage Group from March 1995 to April 1999, engaging in multiple roles within the industry. Debra holds an Associate's degree in Fine and Studio Arts from Emily Carr University of Art and Design (1993-1995) and a diploma of fine arts from Langara College (1990-1992).
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MCAP
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MCAP is an independent Mortgage Finance Company with over $150 billion in assets under management providing mortgage solutions for residential and commercial properties. Founded in 1981, MCAP originates, trades, securitizes and services mortgages in offices across Canada. MCAP originates residential mortgages exclusively through the mortgage broker channel as we believe that a professional mortgage broker is a homeowner's best option and MCAP actively promotes the services of mortgage brokers across the country. MCAP is also a leader in the Canadian residential construction lending market with over 25 years in the business. Our teams of dedicated professionals serve a variety of developer, construction and lender clients across Canada. MCAP Service Corporation Ontario Mortgage Brokerage #10515 Ontario Mortgage Administrator #11692 MCAP Financial Corporation Ontario Mortgage Brokerage #10600 Ontario Mortgage Administrator #11790
