Mitram360 is a phygital (physical + digital) lending aggregator platform transforming access to credit for MSMEs in rural and semi-urban India. We bridge the gap between underserved borrowers and lenders by combining technology-driven appraisal, multilingual borrower onboarding, and hyperlocal runners for real-time data capture and support.

Our AI-powered Digital Appraisal Form (DAF) enhances borrower profiling by capturing 150+ data points across financial, business, and behavioral dimensions. By leveraging mobile-first onboarding and local agents, we ensure better connect and data reliability, helping lenders underwrite quality borrowers faster.

Key Highlights:
- AI-driven enhanced borrower profiling
- Digital runner app for last-mile data collection
- Multilingual borrower platform
- Real-time dashboards and document tracking
- Partner network of NBFCs, Banks, and MFIs
- Focus on Tier 2–4 towns and rural clusters

We are on a mission to fuel India's MSME credit ecosystem with transparency, accessibility, and speed.

📍Reach us at: Amit.Agnihotri@mitram360.com
🌐 Visit: www.mitram360.com

Mitram360

Org chart

Teams

Offices