Mobihive was established to push the mobile micro-lending service to a new level in the developing world and emerging markets of Asia and Africa. With offices in Johannesburg, London, Singapore and Mumbai, Mobihive excels in coming up with innovative telecom products that help clients to grow revenues.

Mobihive’s products include the Emergency Airtime Credit Advance (EACA), a service that enables mobile subscribers to receive emergency airtime on credit when they need airtime and are unable to access it. Asides this, they can access other services such as the smart phone financing program, Data credit etc. 

Revenue growth is guaranteed, backed up by Mobihive’s strength in telecoms, banking, micro-financing and insurance platforms. Mobihive excels in:

•	Reducing the churn rate of carriers
•	Increasing mobile operators’ Average Revenue Per Subscriber (ARPU) 

Mobihive Director, Bayo Oluwadairo, and partner company, Equinox Resources UK Limited, lead the company in new emergency credit advance airtime strategies. The Mobihive team includes leading analysts and program managers with more than 20 years of experience in the field. The main product has been launched in several African countries with monthly lending in excess of USD $30 million. 

Telecom network operators don’t have to pay for hardware and/or software to avail the service. Not to forget that in the same instance, Mobihive takes on the bad debt liability of the mobile operator. 

Why is this important? Studies show 50% of prepaid users have zero balance available on their phone at any given time, which means lost revenue while companies wait for the user to do a full refill of minutes (usually more than a week!).

Its mobile insurance product, a unique medical/life insurance bolt on to its existing call time/data products, is also receiving a lot of traction in recent times. In Africa alone, Mobihive is focused on raising the insurance penetration rate from 2% of users to 10%.

Mobihive(Pty) Limited

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