Modalrakyat is a working capital enabler for startups and SMEs. Through its B2B2C API-driven technology, Modalrakyat unlocks “productive pay-later” feature for various use cases of tech-startups ecosystem, ranging from logistic marketplace, POS (Point of Sales), to PPOB (payment point online banks).

Modalrakyat’s revolutionary business model has made them able to access transaction data of more than 500,000 potential clients of its strategic partners. This advantage then is leveraged by proprietary big-data machine learning credit scoring system to automate approval process and enable high quality borrowers into the platform to be funded by their retail and institution lenders.


We are officially registered under  OJK (Financial Service Authority) and Kominfo (Ministry of Technology, Information, and Communication). Modal Rakyat is currently backed by PT. GDI (whom investors include vertex, Insignia, and telkom).

If you are interested in fast paced & high-tech environment while supporting financial inclusion to more than 60million MSMEs in Indonesia, you are the right person to join our team (joinus@modalrakyat.id)

Positions open:
- Front-end Engineer
- Full-stack Engineer
- UI/UX Designer/engineer
- Data Engineer
- Product Manager

Banking

Credit

FinTech

Modal Rakyat

Modal Rakyat's headquarters in Jakarta, Indonesia

Christian Hanggra

This department oversees financial analysis, accounting practices, and risk assessment related to credit and portfolio management.

Finance and Risk Management

This department focuses on designing, developing, and maintaining software applications and systems.

Software Development

This department provides strategic direction and oversight for the entire organization.

Modal Rakyat

Org chart

Teams

Finance and Risk Management

Software Development

Executive Leadership

Offices

Modal Rakyat

Org chart

Teams

Finance and Risk Management

Software Development

Executive Leadership

Offices

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