Moneda is a stablecoin banking app built for a global, modern economy.
We combine the security of traditional finance with the flexibility and speed of blockchain — giving people around the world better ways to store, send, exchange, and grow their money.

With Moneda, users can:
1. Deposit EUR or USD and convert instantly in-app
2. Earn higher APY than with traditional banks 
3. Move money globally — fast, low-cost, and without any hidden fees
4. Withdraw anytime, anywhere, with no delays or middlemen

Behind the scenes, Moneda uses USDC and supplies it to Morpho, a trusted and battle-tested decentralised lending protocol, generating real-time returns that outperform traditional banks. Your balance compounds automatically, and everything is visible through a simple dashboard.

Whether you’re a freelancer in Europe, a remote worker abroad, or anyone managing money across currencies, Moneda lets you bank without borders — all from your phone.

We’re also MiCA-ready and GDPR-compliant, ensuring the highest regulatory alignment across the EU and beyond!

Stable, secure, and simple — Moneda is what money should feel like.



Banking

Cryptocurrency

FinTech

Moneda

The Berlin office serves as a creative hub, focusing on innovation and strategic leadership with a founder-driven approach.

Berlin

This department focuses on designing, developing, and maintaining software applications and systems.

Software Development

This department oversees the overall strategic direction and management of the organization.

People (2)

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Other teams

Executive Leadership