Lu Zhao

Lu Zhao is a co-founder of NexaPay, where they architect the credit infrastructure and expansion strategy for the Brazil–China trade corridor. Prior to this role, Lu served as a Senior Credit Manager at SeaMoney, leading credit risk management for consumer loan businesses in Southeast Asia and Latin America. They have extensive experience in business technology consulting from their time at Oracle Retail and have also held analytical positions at FinUp and Frost & Sullivan. Lu holds a Bachelor of Arts in Applied Mathematics from the University of California, Berkeley, and is actively engaged in entrepreneurship and emerging technologies from their base in Silicon Valley.