MoneyPal helps working Indians see, understand, and improve their personal finances in one secure place.
What we solve
• Financial data is scattered across UPI apps, bank statements, credit cards, and investment platforms.
• Generic advice does not reflect a user’s actual income, spending, and goals.
• Missed bill dates and untracked expenses erode savings without warning.

What we deliver
• A unified dashboard that links accounts and automatically categorises every transaction.
• Real-time alerts for upcoming bills, budget overruns, and unusual activity.
• A bilingual AI assistant that answers precise, data-driven questions such as “How much did I spend on groceries in July?” or “Can I afford a ₹40,000 purchase and still meet my emergency-fund target?”.
• Goal tracking that updates itself as new income or expenses appear.
• Bank-grade encryption and privacy controls that keep user data protected end to end.

Why it matters
Clear, timely information turns occasional money reviews into informed daily decisions. Early beta users have already identified hidden fees, corrected overspending, and accelerated savings with no manual spreadsheets.

Where we are
• Beta available for web, iOS and Android
• Account Aggregator integrations under development for direct bank data feeds.
• Founding team combines product, AI, and consumer-fintech experience from Microsoft, Brane, and IIT Madras.

Our mission
Enable every professional to act with confidence on their own financial data and build sustainable wealth over time.

Follow this page for product updates, practical finance insights, and early-access opportunities. To join the beta or discuss partnerships, visit money pal.club

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