A cooperative, offline first budget planner designed to bring balance to your money and peace to your mind using the proven 50/30/20 budgeting method.

Save for the future without sacrificing your lifestyle today.

The Rule is Simple yet Powerful
Spend up to 50% of your income on essentials (like housing, utilities, and groceries), up to 30% on wants (entertainment, dining out, fitness), and at least 20% on savings. Monnetta uses this as your foundation, then helps you go further - gradually increasing your savings without cutting off the joy in life.

Whether you're starting your first budget, tracking spending as a couple, or just tired of financial stress despite a good income, Monnetta is built to guide you to financial stability and peace of mind.

What Makes Monnetta Different?

* Offline-first. Real-time aware. Log expenses anytime, anywhere even when you're on a plane or without internet abroad.
* Fastest way to track money. Add a transaction in just one or two taps. Stay aware without losing time.
* Collaborative budgeting. Budget alone or invite up to 5 members to co-manage your finances free of charge.
* Smart tracking for big goals. Planning a wedding, renovation, or trip? Keep it all within your financial framework, without wrecking your monthly budget.
* Not just another expense tracker. Monnetta is more than pretty graphs. It's a system built for financial discipline, strategic growth, and long-term peace of mind.

Why Monnetta?

Because you deserve a budgeting tool that respects your life and ambitions. One that's simple, powerful, and built for real people with real goals.
Collaborative finance tool for couples, families, and partners. Built on the 50/30/20 rule, with flexibility to grow

Ready to Take Control of Your Finances?

Subscribe to claim your 1 week free trial and start your journey with Monnetta today.

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