Phil Ross Ca

Phil Ross CA currently serves as the Senior Director of Financial Risk at Monzo Bank, focusing on Capital Strategy, Capital Allocation, ICAAP, and Recovery and Resolution Planning for Monzo Group since December 2023. Previously, Phil held the position of Risk Director at LendInvest, where efforts were concentrated on enhancing financial and non-financial risk management. Prior experience includes roles at LendingCrowd as Director of Enterprise Risk and Sainsbury's Bank where Phil achieved significant milestones such as forming the Enterprise Risk function and leading risk transformation programs. Phil has an extensive background in financial reporting, planning, and treasury management, beginning as an Assignment Senior at Scott-Moncrieff. Phil holds a BCom (hons) in Business and Law from The University of Edinburgh.