Sam Howard is a Lead User Researcher at Monzo Bank, where they have been contributing since 2025. Previously, they served as Head of UX at Curio from 2024 to 2025 and held various roles, including Senior UX Researcher at DAZN Group and John Lewis & Partners. Sam co-founded Userfy, where they were the Director of Research from 2017 to 2018, and they also conducted research as a PhD student and consultant at the University of Nottingham from 2012 to 2017. Sam earned a Bachelor of Science in Psychology and a Doctor of Philosophy in Human Computer Interaction, both from the University of Nottingham.
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