Toby Waterman is a Senior Data Scientist at Monzo Bank, a position held since 2025. Previously, Toby gained experience as a Data Science Manager and then a Data Scientist at Santander UK from 2021 to 2022. Toby also worked as a Data Scientist at DICE from 2022 to 2024 and interned in Technology & Operations at Santander UK Corporate & Commercial in 2016. Toby holds a Bachelor of Science degree in Mathematics and Physics from the University of Bristol, completed in 2017.
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