Patrick Ball, MBA, is the Vice President and Sr. Portfolio Account Manager at M&T Bank, where they focus on mortgage warehouse lending, credit risk, and regulatory compliance. Previously, they served as Vice President of Credit Quality Assurance at M&T Bank from 2012 to 2022 and as a Vice President Relationship Manager at HSBC Bank USA from 1987 to 2011, expanding a substantial mortgage banking portfolio. They also held the position of Vice President for Small Business and Middle Market at Citizens Bank for a year before returning to M&T Bank. Patrick holds an MBA in Business Administration from the University of Phoenix and a Bachelor of Business Administration from the State University of New York College at Buffalo.
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