Ryan Warthen is a Senior Vice President and Commercial Credit Manager at M&T Bank, where they leverage extensive experience in commercial real estate underwriting across various financing types. Previously, Ryan served as a Portfolio Analyst at Arbor Realty Trust and held multiple roles at M&T Bank, including Credit Analyst and Commercial Relationship Manager. They completed a Bachelor of Arts in Economics and Sociology from the State University of New York at Buffalo and earned an MBA in Finance from the University at Buffalo School of Management. Ryan also gained early experience as a Graduate Student Research Assistant and an intern at Citi.
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