Here’s what we’ve seen play out dozens of times.
A business crosses ₹10–15 crore in revenue. The founder is sharp, the product works, the team is growing. But finance is still running on Tally entries and a CA who shows up during audit season. HR is a WhatsApp group and a payroll file someone updates manually.
Nobody’s lying or failing. The systems just haven’t caught up to where the business actually is.
That gap, between where the business operates today and what the finance and HR function can actually support, is where things quietly break. Cash flow surprises. Compliance notices. Hiring decisions made on instinct because there’s no data to reference. Board questions that take two weeks to answer.
mySmartVFO exists to close that gap.
We function as your Virtual Finance Office, embedded strategic finance and HR leadership that gives growing businesses the rigour of a large-enterprise setup without the overhead of building it all in-house.

What this looks like in practice:

On the finance side, MIS frameworks that actually inform decisions, not just satisfy auditors. Cash flow management. Budgeting. Tax planning across direct, indirect, and cross-border structures. Audit readiness. FEMA compliance. Transaction advisory when you’re raising capital, restructuring, or navigating M&A.
On the HR side, policy frameworks, compliance oversight (PF, ESI, Shops Act, POSH), employee lifecycle processes, payroll governance, and the documentation rigour that most sub-200 employee companies simply don’t have yet.

The common thread: you get a senior-led team that owns the function, not a vendor who processes transactions.
Founded by Santhosh Vedavyas FCA — 25+ years across manufacturing, technology, F&B, retail, healthcare, packaging, and GCC setups — mySmartVFO works with founders, promoters, and leadership teams who’ve outgrown ad-hoc financial management but aren’t ready (or willing) to build a full in-house finance organisation.
Offices in Bengaluru and Mysuru. Client

mySmartVFO

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