Navrisk helps SME lenders accelerate underwriting and strengthen portfolio monitoring by transforming bank transaction data into actionable credit intelligence.

Built by lenders, for lenders, our AI‑native platform reveals what truly drives business performance: cash flow health and management behaviour.

We specialise in decoding messy bank data, from PDF statements or Open Banking feeds, into clean, analysable intelligence that lets credit teams move fast and manage risk with precision.

⚡ Accelerate underwriting: Turn thousands of transactions into a structured “financial fingerprint” to make decisions faster.

🚩 Surface risk signals: Instantly detect issues like missed repayments, HMRC arrears, or personal spending by directors.

🔍 Monitor in real time: Shift from static reviews to active oversight, receiving alerts as borrower behaviour changes.

Designed to integrate seamlessly in your credit workflows, Navrisk eliminates manual bottlenecks, reducing uncertainty and powering scale.

Reach faster decisions. Manage your book with total confidence.

👉 See how smarter data drives better credit outcomes at navrisk.io.

Navrisk

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