Neetix Tech — Lending Infrastructure That Actually Ships

Most fintechs die waiting for their tech to work. We make sure it doesn't.
Neetix builds full-stack lending infrastructure for NBFCs, fintech startups, and digital lenders across India. From the day you sign your CoR to the day you cross ₹1000 Cr in disbursement — we build, run, and scale the entire tech stack that runs your lending business.

What we ship:
→ BRE (Business Rule Engine) — underwrite any borrower in under 2 seconds. Bureau pulls, policy rules, fraud checks, deduplication, and risk-based pricing — all configurable, all auditable.
→ Banking BRE — decode any bank statement from any bank. Catch salary, EMI obligations, bounce patterns, gambling, circular transactions, and hidden loan stacking that bureau reports never show.
→ SMS Parser — extract real income, EMI burden, credit card utilization, and behavioural signals straight from the borrower's inbox. The data layer your bureau is missing.
→ End-to-end LOS + LMS + Collections — onboarding, KYC, e-sign, e-NACH, disbursement, repayment, DPD aging, soft-collection workflows, and legal escalation — all on one stack.
→ Marketing + Funnel Engineering — lead capture, UTM tracking, drop-off recovery, DSA onboarding, and conversion optimization built into the loan journey itself.
→ Compliance, by design — RBI Digital Lending Guidelines, FLDG structures, KFS generation, Account Aggregator integration, CKYC, CRILC reporting, and DNBS filings handled at the code level — not as an afterthought.
Our promise:
Zero to ₹1000 Cr in 12 months. NPA under 5%. No vendor lock-in, no half-built MVPs, no slide decks pretending to be products. You own the IP. You own the data. You own the borrower.
We've built this stack across multiple live NBFCs — from co-lending and DSA-led personal loans to BNPL, payday, and merchant lending — and the same infrastructure is ready to deploy on day one of your operation.
If your tech guy can't ship — let's fix that.

NeetiX

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NeetiX

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