Niche Mortgages | Mortgages Made for Real-Life Situations

At Niche Mortgages, a division of DLC Clear Trust Mortgages, we specialize in providing innovative mortgage solutions for clients who don't fit the traditional banking mold. Based in Vancouver, British Columbia, our mission is simple: to make homeownership accessible for everyone, regardless of their unique financial circumstances.

Our Expertise
Founded by experienced mortgage brokers Jonathan and Benjamin Lo, our team brings over 15 years of combined industry expertise, previously honed as Financial Advisors at TD Canada Trust. We discovered our passion for mortgage lending through helping clients navigate complex financial situations, and we've built our practice around turning that passion into personalized solutions.

Who We Serve
We proudly serve the underserved segments of the mortgage market, including:
• Self-employed individuals and business owners with non-traditional income
• Clients rebuilding their credit or facing credit challenges
• New immigrants and newcomers to Canada
• First-time homebuyers navigating their initial purchase
• Pre-sale buyers facing unique financing challenges
• Real estate investors seeking flexible lending solutions

Comprehensive Service Portfolio
Our full-service approach includes:
🏠 Residential Home Loans - Competitive rates with personalized guidance
💼 Commercial Mortgage Loans - Tailored financing solutions for businesses
🔨 Construction Mortgages - Specialized funding for building projects
💰 Private Mortgages - Bespoke solutions when traditional banks say no
📈 Private Mortgage Investments - Secure, high-yield investment opportunities backed by real estate
🔄 Mortgage Refinancing - Optimizing terms to save costs and improve conditions

Our Commitment
We believe that everyone deserves access to homeownership, regardless of their financial background. When traditional banks say no, we find a way to say yes. Our approach focuses on understand

Niche Mortgages

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