Howard Dan

Howard Dan is an accomplished professional with extensive experience in audit analytics and risk management. Currently serving as Managing Director and Head of Audit Analytics at OCBC since October 2009, Howard Dan has established a strategic vision for the integration of data analytics within internal auditing and has led initiatives to enhance risk insights through technology, including machine learning and robotics process automation. Prior to OCBC, Howard Dan held key roles at RBS, where responsibilities included implementing credit policies and managing operational risk, and at HSBC, where foundational experience in credit risk management and personal financial services was gained. Howard Dan also holds education credentials in AI in Finance and Fintech from the Centre for Finance, Technology and Entrepreneurship.