Ralph S. is a bank-technology leader with 22 years of experience in delivering multi-million-dollar digital banking programs across Singapore, Malaysia, and Indonesia. They have held significant roles, including Manager of Product Development at Network for Electronic Transfers (Singapore) Pte Ltd and Director at GT PAYMENT PTE. LTD. Ralph served as the Head of Digital Channels, Virtual Banking & Payments at Maybank Singapore from 2012 to 2020 and is currently the Head of Wealth, Tech Solutions at OCBC Bank. They are also pursuing a Master of Science and a Bachelor of Engineering at the National University of Singapore, alongside studies at Tsinghua University.
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