Vincent Yap

Vincent Yap is currently the Managing Director and Head of Consumer Credit Risk and Approval at OCBC Bank in Singapore. With a career spanning over two decades, Vincent has held significant roles at major financial institutions, including Head of Credit at Standard Chartered Bank and Senior Vice President at Alliance Bank Malaysia Berhad. They have a strong background in credit policy, portfolio risk management, and consumer financing. Vincent is pursuing an accounting degree at Monash University.